Certified Travel Associate Practice

Which insurance covers reimbursement of expenses due to theft, damage, or loss of property?

1. Baggage Loss

2. Collision Loss/Damage Insurance

3. Medical/Dental Expenses

4. Trip Delay

The correct answer is: Baggage Loss

The correct answer focuses on covering expenses specifically related to the theft, damage, or loss of personal property during travel. Baggage Loss insurance is designed to protect travelers from financial losses incurred when their baggage is lost or damaged by the airline or transit providers. This type of insurance typically reimburses travelers for the value of their belongings, making it essential for safeguarding personal items while on the move. In contrast, the other options address different types of coverage. Collision Loss/Damage Insurance pertains to the protection of rental vehicles against damage or theft, rather than personal belongings. Medical/Dental Expenses insurance covers healthcare costs resulting from injuries or illnesses during travel, which does not relate to property loss. Trip Delay insurance compensates travelers for additional expenses due to delays in their travel plans, such as accommodation or meals, but does not cover losses associated with personal property.