Certified Travel Associate Practice

Which situation does Trip Delay insurance reimburse additional expenses for?

1. Missed connecting flights

2. Delayed baggage for more than 24 hours

3. Missed 24 hours of vacation due to covered reasons

4. Extra expenses during vacation for sightseeing

The correct answer is: Missed 24 hours of vacation due to covered reasons

Trip Delay insurance is designed to reimburse travelers for reasonable additional expenses incurred due to a delay in their trip. In this context, the scenario of missing 24 hours of vacation due to covered reasons would typically qualify for reimbursement, as it relates to the direct impact of a delay on the traveler’s itinerary. When a trip is delayed for reasons that are covered by the policy, travelers may incur extra costs, such as accommodation, meals, or other necessary expenses, while they wait for their trip to continue. Hence, the reimbursement aligns with the purpose of Trip Delay insurance, which is to alleviate the financial burden that a delay can create. Other situations presented may relate to travel issues but do not fall under the specific scope of Trip Delay insurance. For instance, missed connecting flights could lead to delays but may be addressed by different types of travel insurance or assistance. Delayed baggage is typically covered under baggage insurance, while extra expenses during vacation for sightseeing are generally not covered unless they are directly tied to the delay due to covered reasons.